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UBS Records is a decentralized identity solution built on the IDENTER Blockchain. It creates a new approach to identity management, where users own their identity and have complete control over how their personal data is used and accessed. Data is shared with other individuals or organizations over secure, private peer-to-peer communication channels.

UBS Records is for businesses, governments and individuals. Businesses can quickly onboard new customers, reduce compliance risks and costs, and deliver seamless user experiences. Governments can issue digital identities and enable instant access to public and private services. Individuals have ownership of their identity and data, and control how their personal information is used and accessed.

Third parties, including technology companies and municipalities, can sell personal information, prevent individuals from accessing their data, or shut down their account without permission. With UBS Records, individuals have complete control over their own data.

IDENTER Blockchain provides Decentralized Public Key Infrastructure (DPKI), which is key to enabling records that can be instantly verified by anyone, anywhere. DPKI enables everyone to create or anchor cryptographic keys on the blockchain in a tamper-proof and chronologically ordered way. These keys are used to allow others to verify digital signatures, or encrypt data to the respective identity holder. DPKI is an enabler for verifiable credentials. The IDENTER Blockchain is ideal for anchoring digital identities as it is highly secure and designed for long-term sustainability.

Currently for Businesses, identity management mechanisms create significant risks and costs, as these platforms store and secure sensitive information. Governments face inefficiencies in their paper-based, bureaucratic processes, as well as personal data frauds. Individuals lack trust about how their information might be misused or sold to third parties without their consent. UBS Records solves these problems by enabling a new approach for digital identity where people have ownership of their personal information, and only share what is required with businesses or institutions in an easy, secure, and private way.

Traditional centralized digital identity systems pose a number of risks such as identity theft, data breaches, data harvesting, and fragmentation. UBS Records overcomes these problems by giving more control to individuals and institutions, rather than relying on one single entity. Decentralized identity enables a more trusted, secure and private way of sharing identity and personal information.

Anyone can integrate with UBS Records. Since it is built using industry standards, third-party apps will be able to connect easily.

No. All data is securely stored and encrypted on the user’s smartphone or smartcard. Each individual is the only person that can access it using their biometrics (i.e., fingerprint or faceID) or PIN code.

With UBS Records, everyone can restore their account and personal data on any device by using their seed phrase. People just need to make sure they keep their seed phrase safe. If they lose it, they will need to create a new account and get their credentials reissued.